Capital One SavorOne Cash Rewards Credit Card vs Chase Freedom Flex℠

If you’re looking for an all-purpose card that earns high rewards across a wide range of categories, the Chase Liberty Flex could be the needle in the haystack you were looking for. For an annual fee of $ 0, you’ll earn 5% cash back on travel booked through Chase, 5% back on up to $ 1,500 on combined purchases in bonus categories each quarter you activate, 3 % discount on pharmacies and restaurants and 1% discount on all other eligible purchases.

The rewards come as Hunt the ultimate rewards, a very flexible currency that can be redeemed for cash back, travel, gift cards, merchandise or combined with rewards earned from a Chase Sapphire Preferred® Card Card or Chase Sapphire Reserve® card and transferred to one of Chase’s travel transfer partners.

Capital One SavorOne Cash Rewards credit card vs. Citi® Double Cash card

Capital One SavorOne’s main unlimited cash back categories are its main feature. Associated with a card like the Citi Double Cash, which earns up to 2% cash back on all purchases (1% when the purchase is made and an additional 1% when the purchase is paid), the SavorOne could do well for those who like to spend for fun. and eat but want to maximize the rewards on other expenses as well.

On its own, Citi Double Cash has other benefits that SavorOne does not. This includes an introductory 0% for 18 months on balance transfers. When this rate expires, an APR of 13.99% – 23.99% (Variable) will apply depending on your creditworthiness. This makes it a good candidate for balance transfers, which the SavorOne is not.

Neither card has an annual fee. However, only the SavorOne waives foreign transaction fees. The additional benefits of SavorOne outnumber those of Citi Double Cash. Cards are a good addition, but if you have to pick one, the full Citi Double Cash rewards will likely pay more for the average spender.

Capital One Credit Card SavorOne Cash Rewards vs. Capital One® Savor® Rewards*

The Capital One Savor is the beefier sibling of the SavorOne. With added perks, inflated cash back rewards, and a bigger welcome bonus, the Capital One Savor offers a healthy option for those who want more and are willing to pay the annual fee of $ 95.

With Capital One Savor, you Get 4% unlimited cash back on popular food, entertainment and streaming services, 3% cash back at grocery stores, and 1% on all other purchases. There are some additional rewards like the 8% discount on ticket purchases with Vivid Seats the Savor offers. In return, there is no introductory period of 15 months at 0% APR on purchases as is the case with SavorOne.

Another major difference is the increased welcome bonus. The Capital One Savor offers the opportunity to earn a one-time bonus of $ 300 in cash once you have spent $ 3,000 on purchases within 3 months of opening the account. Nonetheless, the Capital One Savor is a fantastic alternative for those who are sure to use the extra perks and offset the higher annual fees.